Terms & Conditions

Effective Date: April 2026

Acceptance of Terms

By accessing and using this website, you agree to be bound by these Terms & Conditions and all applicable laws and regulations. If you do not agree, please do not use this website.

Use of This Website

This website is intended for informational purposes only and to connect you with mortgage-related services.

You agree to use this website only for lawful purposes and not to:

  • Submit false or misleading information

  • Attempt to gain unauthorized access to the website or its systems

  • Use the website in any way that could damage or disrupt its functionality

No Financial or Legal Advice

The information provided on this website is for general informational purposes only and should not be considered financial, legal, or tax advice.

All mortgage decisions, including reverse mortgages, should be made after consulting with appropriate licensed professionals and considering your individual circumstances.

No Guarantee of Results

Submitting your information or scheduling a consultation does not guarantee approval for any mortgage product or specific financial outcome.

Loan approval is subject to qualification, underwriting, and applicable laws and regulations.

Services Provided

This website may offer information and services related to:

  • Reverse mortgages

  • Conventional, VA, FHA, and Non-QM loans

  • Mortgage consultations and advisory services

All services are subject to eligibility requirements and availability.

Communication Consent

By submitting your information through this website, you agree to be contacted by phone, email, or text message regarding your inquiry or services.

Message and data rates may apply. You may opt out of communications at any time.

Third-Party Services

This website may use or link to third-party services (such as scheduling tools, analytics providers, or embedded forms). We are not responsible for the content, policies, or practices of these third parties.

Intellectual Property

All content on this website—including text, graphics, logos, and design—is the property of Eric Stigall and is protected by applicable copyright and intellectual property laws.

You may not reproduce, distribute, or use any content without prior written permission.

Limitation of Liability

To the fullest extent permitted by law, [Your Company Name] shall not be liable for any direct, indirect, incidental, or consequential damages resulting from:

  • Your use of this website

  • Reliance on any information provided

  • Any errors or omissions in content

Disclaimer of Warranties

This website is provided “as is” and “as available” without warranties of any kind, either express or implied.

We do not guarantee that the website will be error-free, secure, or continuously available.

Indemnification

You agree to indemnify and hold harmless Eric Stigall from any claims, damages, or expenses arising from your use of the website or violation of these Terms.

Governing Law

These Terms & Conditions are governed by the laws of the State of Colorado, without regard to conflict of law principles.

Changes to These Terms

We may update these Terms & Conditions at any time. Changes will be posted on this page with an updated effective date.

Contact Information